Does a bailiff need a consumer credit licence

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westcunttree
Posts: 2
Joined: 22 Feb 2018 12:32

Does a bailiff need a consumer credit licence

Post by westcunttree »

Morning all

I am having a debate with a friend on whether a bailiff requires a consumer credit licence to collect debts on behalf of the local authority?

I say NO he says YES

Thankyou
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Syd Snitkin
The Watcher
Posts: 171
Joined: 28 Apr 2014 09:43
Location: In your loft, waiting

Re: Does a bailiff need a consumer credit licence

Post by Syd Snitkin »

Not for a LA no, only if they are collecting debts under the CCA1974
Former General Manager of a nursing home, trained in music and classical guitar, MBA in contract law, expert legal commentator on bailiff law. enjoys PG tips. No not me, some screwball elsewhere
zeke
Posts: 245
Joined: 30 Jul 2012 21:23

Re: Does a bailiff need a consumer credit licence

Post by zeke »

Before 2014, bailiff companies were required to be licensed for debt collecting. Section 21 of the Consumer Credit Act 1974.

After 2014, bailiffs became regulated but the agencies still must be registered as a data controller.
westcunttree
Posts: 2
Joined: 22 Feb 2018 12:32

Re: Does a bailiff need a consumer credit licence

Post by westcunttree »

Thanks to all
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